Double T-Bills. Same Safety.

An institutional-grade digital credit product providing stable daily returns - without digital asset swings.

Institutional credit with 24/7 liquidity.

Stable, consistent returns.
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9
.
2
5
%
APY
Regulated
Insured
Treasury-grade
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The logo of Byzantine's USD product.
Byzantine Prime USD
Overcollateralised loans
The logo of Byzantine's EUR product.
Byzantine Prime EUR
The logo of Byzantine's BTC product.
Byzantine BTC
Trusted by
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Security

Prioritising security at every step

Regulated, insured custodian
Assets are secure with Zodia Custody.
Principal insurance
Optional insurance on principal amount.
Active risk monitoring
Strategies are monitored in real-time, responding to threats before anyone spots them.
Overcollateralised loans
All loans are overcollateralised, greatly reducing credit risk.
Compliance-friendly

Ever saw a compliance team smile?

No volatility in digital asset exposure
Loans in USD-backed stablecoins (1:1 cash & Treasuries).
Segregated, bankruptcy-remote accounts
Dedicated client accounts.
Full KYC/KYB compliance
AML compliance without exception.
Backed by licensed asset manager
AML/CFT, MiCA, SOC 2 Type II compliant.
Detailed tax reporting
Our API talks to your accounting software.
Products

Earn on a variety of currencies

The logo of Byzantine's USD product.
Byzantine Prime USD
Overcollateralised loans
The logo of Byzantine's EUR product.
Byzantine Prime EUR
USDC opportunities, fully fx-hedged
Coming soon
The logo of Byzantine's BTC product.
Byzantine BTC
Native Bitcoin opportunities
Coming soon
Simulator

Calculate your returns

Your cash isn’t growing in your account. Credit funds lock it up. Byzantine puts your money to work non-stop - without lock-ups.
$500,000
12 months
Returns earned

$9,254

Get early access

The Byzantine advantage

Returns paid daily
Diversified, blue-chip credit portfolio
Institutional security
Institutional or self custody. Optional principal insurance.
Withdraw anytime, no fees
Regulated asset manager
Loved by accountants
Our API talks to your accounting software.
Byzantine delivers daily yield, institutional-grade security, and frictionless access - built for treasuries and allocators that refuse to leave returns on the table.
Comparison

Digital assets make credit more efficient

Collateralisation
Liquidity
Transparency
Volatility & Risk
Yield
Fees
Traditional Credit
Mostly undercollateralised
30–90 days lockup, exit gates
Quarterly reports
Credit/default risk
8–12%
2% mgmt fees + 20% return fees
Byzantine Digital Credit
Overcollateralised, USD-backed
24/7 access, no gates
Real-time visibility, monthly reports
USD-pegged stablecoins, no FX risk
8–12%
Flat 10% of returns
Traditional Credit
Collateralisation
Mostly undercollateralised
Liquidity
30–90 days lockup, exit gates
Transparency
Quarterly reports
Volatility & Risk
Credit/default risk
Yield
8–12%
Fees
2% mgmt fees + 20% return fees
Byzantine Digital Credit
Collateralisation
Overcollateralised, USD-backed
Liquidity
24/7 access, no gates
Transparency
Real-time visibility, monthly reports
Volatility & Risk
USD-pegged stablecoins, no FX risk
Yield
8–12%
Fees
Flat 10% of returns
Applications

Trusted solutions for modern investors

Corporate Treasuries
Enhance balance sheets above deposits, audit-ready.
Hedge Funds
Lever predictable, uncorrelated yield streams.
Fintech platforms
Offer a high-yielding, plug-and-play Earn programme.
Crypto Treasuries
Signal strongest yield management, outsource risk.
Family Offices
Diversify safely, follow peers allocating to digital assets.
Asset Managers / VCs
Differentiate with transparent, benchmarkable yield.
Corporate Treasuries
Enhance balance sheets above deposits, audit-ready.
Hedge Funds
Lever predictable, uncorrelated yield streams.
Fintech platforms
Offer a high-yielding, plug-and-play Earn programme.
Crypto Treasuries
Signal strongest yield management, outsource risk.
Family Offices
Diversify safely, follow peers allocating to digital assets.
Asset Managers / VCs
Differentiate with transparent, benchmarkable yield.
Our reviews

What our Clients say

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Partner at Mage
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VC at Loot Capital
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Kevin Rojan
Co-founder at Growth Capital
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Partner at Mage
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Partner at Mage

Built for treasuries, not traders

Seamless integration with existing systems.
News

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Q&A

Frequently Asked Questions

Straight answers to the questions that matter most about your money.
What is Byzantine?

Byzantine is a digital credit product designed to help companies and individuals earn safe, predictable returns on their cash or digital assets. Think of it as similar to a high-quality savings account or money market fund, but built on transparent blockchain technology, with double the returns.

How does Byzantine work?

When you deposit funds, our infrastructure:

  • Converts them into stablecoins (digital dollars or euros that are always 1:1 with fiat currency).
  • Invests them across secure, audited lending markets.
  • Manages everything for you: currency hedging, risk monitoring, and liquidity. You simply deposit, watch your balance grow, and withdraw whenever needed.
Why Byzantine?

Byzantine is a fixed-income style product, comparable to bonds or money market funds.

  • Set-and-forget: We manage everything end-to-end - on/off-ramping, FX hedging, rebalancing, diversification, liquidity buffers, risk monitoring, and insurance - so clients can treat this as a turnkey treasury allocation.
  • Base + spread model: We deliver base rate + 400bps at all times. Stability is the priority, but we capture upside when possible - Byzantine Prime targets at least the 400 bps spread, but is not capped to it.
  • Capital protection: Backed by a global insurance partner, operated under MiCA regulation, and with assets in tier-1 custody, active risk management.
  • Risk-adjusted diversification: We select only audited, deep-liquidity pools, dynamically rebalancing to maintain safety.
  • Real-time risk monitoring: 24/7 oversight + Keyrock’s proprietary stress testing.
  • Regulated structure: Operated by Keyrock Asset Management under MiCA, AML/CFT regulation.
  • Liquidity-first design: Withdrawals fulfilled in <1 minute under normal conditions, with buffers sized for institutional flows.

Byzantine is built as a bond-like, fully managed credit product designed for treasuries. Depositors receive stable, risk-adjusted returns with the transparency of on-chain infrastructure. The right comparison set is T-bills, MMFs, and institutional credit strategies.

Where do returns come from?

Returns come from institutional lending markets (Aave, Morpho, Maker), where traders and market makers borrow stablecoins at predictable rates.

We deploy capital exclusively in multi-audited, blue-chip protocols. Capital is placed in overcollateralised lending structures, with conservative LTVs. Assets are insured, regulated, and fully transparent on-chain.

Think of this as a digital version of something similar to a credit fund or money market fund.

What's a stablecoin?

A stablecoin is a type of digital asset that’s tied to a real-world currency (like the US Dollar or Euro). 1 USDC = 1 USD, always. 1 EURC = 1 EUR, always. This makes stablecoins a safe way to move money and earn yield on-chain without volatility.

Is my money safe?

Yes, safety is our top priority. Assets are:

  • Managed by Keyrock Asset Management, a regulated asset manager
  • Held in tier-1 custodians (Anchorage Digital, Zodia), or non custodially - depending on your choice.
  • Deployed only into battle-tested protocols with multiple security audits
  • Optionally, you can choose to insure your principal with a global leader in risk coverage
Does Byzantine control my assets?

Byzantine never controls your assets. Deposited assets are deployed according to the strategy set by Keyrock, the strategy manager, but you as the holder always maintain total control.