Your cash, working up to 7%*

Earn competitive yield with no minimum required and same-hour liquidity
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Trusted by
8% APY*
Net return
USD
6% APY*
Insured
Net return
USD
6% APY*
Net return
USD
4% APY*
Insured
Net return
USD

Two currencies.
Always earning.

Keep growing your cash until you need it with same-hour liquidity.
Prime EUR
Up to

5%

*
Make your euros earn like the best treasuries do, without locking them away.
Standard: 5%
Insured: 4%
Prime USD
Up to

7%

*
Put idle dollars to work. Institutional yield on your USD, paid every single hour.
Standard: 7%
Insured: 6%
*APY reflects returns originating from borrower interest through decentralized protocols, not from Byzantine Finance. Byzantine Finance is a technology company, not a bank.

Built on markets institutions already use.

$50B+

Liquidity across lending markets

$250B+

Stablecoins in circulation

$1T+

Loans originated to date
Built into every account

Your cash shouldn’t sit still.

Earn every hour.
Interest lands in your account automatically — no claiming, no waiting.
Insured Capital
Optional insurance on your principal, via a global Insurer.
Access anytime
Withdraw your capital whenever you want.
Reporting, made simple
Reports + acounting tool integrations.
How it works

Start earning now

Open an account today and start growing your cash faster.

01

Open your account
Open an account or connect via API. We’ll support you every step of the way.

02

Fund it
Choose EUR or USD and fund your account in a few clicks.

03

Start earning
Earn returns every hour. Withdraw anytime.
Security

Built to protect what you’ve built.

Bankruptcy-remote accounts, regulated partners, and insurance protection all built in.
Over-collateralised lending
Borrowers deposit more collateral than they borrow. Your principal is backed at all times.
Bankruptcy-remote architecture
Smart contracts handle all fund routing. Byzantine never holds your assets.
Insurance by Aon
Up to 100% of your principal plus returns insured against digital asset crime risk.
Audited partners
Keyrock, Portofino, Aon — independently auditable.
Regulated strategy
Curated by a MiCA-regulated partner.
Real-time monitoring
Continuous on-chain monitoring of all positions and risk parameters, 24/7.

Two ways to use Byzantine

Whether you manage a treasury or build financial products, pick the path that fits.

Put your cash to work

Earn returns in EUR and USD, with insurance protection, hourly accrual and withdrawals anytime.
Up to 6-8% APY*
24/7 instant liquidity
Segregated accounts
Insurance on principal
EUR & USD
Daily return distribution

Build returns into your product

Offer EUR and USD returns under your own brand. You own the client experience; we power the infrastructure.
Choose your currency, EUR or USD
Customisable strategy and risk profile
API, SDK, sandbox environment, and integrator dashboard
Stickier deposits and higher user retention
Live in 3 weeks

Ready to get started?

Join the institutions already earning yield with Byzantine.